Navigating Medicare can be confusing and challenging — understanding all the government rules, coverage details, and staying on top of deadlines is incredibly tough. And if you don’t make the right choices, you could end paying high premiums out-of-pocket costs.

Unfortunately for all of us, money doesn’t grow on trees. Unless you plan carefully throughout each stage of your life, you may find yourself broke at the end of it. Financial planning is the key to ensuring that you have one less thing to worry about when you retire.

Alcoholism has been, and continues to be, a prevalent problem throughout the United States. Because it’s readily accessible and relatively inexpensive, alcohol remains one of the most abused substances in our country. In fact, it’s been estimated that approximately 15 million Americans abuse alcohol in some manner each year.

You’ve likely suffered from the flu at least once in your life. It isn’t fun, is it? Maybe you’re a new parent and you’re worried about your child getting the flu. If that’s the case, you’ve come to the right place. Many parents have doubts about the flu shot, but we’ve come up with 10 great reasons why you should vaccinate your kids.