Unfortunately for all of us, money doesn’t grow on trees. Unless you plan carefully throughout each stage of your life, you may find yourself broke at the end of it. Financial planning is the key to ensuring that you have one less thing to worry about when you retire.

What are your must-haves and deal breakers in a relationship? Before getting married, it’s important to know your boundaries and who you are as an individual. After all, you can’t know if someone is good for you if you don’t know what you need.