Finance

If you smoke, you’re most likely tired of people trying to convince you that you should quit. What your well-meaning critics probably haven’t told you, however, is that your smoking habit could impact your Medicare. What will your tobacco usage mean for your benefits and eligibility? Here’s what to know as changing policies transform the way Medicare operates.

If you’re struggling with poor sleep — both quality and quantity — you should start by improving your sleep hygiene, the habits and practices necessary to have a good sleep. One of the best ways to do this is through your mattress. Most people spend an average of seven to eight hours every single day on their mattress. That’s 34 percent of your day! If your mattress is old and uncomfortable, it’s probably time to replace it.

The way that we research and purchase life insurance is changing. Now, a lot of research can be conducted online, so policies are changing to keep up with demand — which is helping make life insurance a reality for more people. To help reassure you that life insurance companies are on your side, here’s a look at some of the top life insurance options for 2019.