Finance

Structured settlements are an essential aspect of financial planning for those awarded legal compensation, offering stability through periodic, tax-free payments rather than a single payout. These customized solutions provide long-term financial security, minimizing risks of rapid expenditure, and ensuring steady income for medical, living, and future expenses. Explore structured settlements’ key benefits and elements. Understanding […]

In the burgeoning realm of sustainable finance, Refinitiv stands as a crucial player by providing vital ESG intelligence to aid investors in navigating a rapidly expanding market. As regulations evolve and global green bond initiatives gain momentum, the demand for trustworthy data escalates, positioning Refinitiv at the forefront of guiding investors through this dynamic landscape. […]

Long-term care insurance stands as a vital tool for safeguarding financial assets and ensuring quality care in later years, amidst escalating healthcare costs. With life expectancy on the rise, this insurance helps maintain financial stability and protects retirement savings by managing potential extended care expenses. Beyond financial security, it alleviates emotional burdens on families by […]

Rheumatoid arthritis is an autoimmune disorder and is the third most common type of arthritis behind osteoarthritis and gout. In the U.S., an estimated 1.3 million Americans suffer from RA. According to the U.S. Centers for Disease Control and Prevention, Americans who had any form of arthritis suffered $303.5 billion in losses that were attributable to their diseases. People who are financially disadvantaged could have a significantly more difficult time treating RA because of a lack of medical coverage or other financial assistance.

Low-income people who have diabetes and who do not have health insurance have trouble affording the cost of their care. According to the American Diabetes Association, the average medical costs that are incurred by people who have diabetes is $16,750 per year. People who have diabetes have medical costs that are approximately 2.3 times higher than people who do not suffer from the condition. Poor people should understand different programs that might help to pay for the costs of diabetes care and treatment.

If you smoke, you’re most likely tired of people trying to convince you that you should quit. What your well-meaning critics probably haven’t told you, however, is that your smoking habit could impact your Medicare. What will your tobacco usage mean for your benefits and eligibility? Here’s what to know as changing policies transform the way Medicare operates.

If you’re struggling with poor sleep — both quality and quantity — you should start by improving your sleep hygiene, the habits and practices necessary to have a good sleep. One of the best ways to do this is through your mattress. Most people spend an average of seven to eight hours every single day on their mattress. That’s 34 percent of your day! If your mattress is old and uncomfortable, it’s probably time to replace it.

The way that we research and purchase life insurance is changing. Now, a lot of research can be conducted online, so policies are changing to keep up with demand — which is helping make life insurance a reality for more people. To help reassure you that life insurance companies are on your side, here’s a look at some of the top life insurance options for 2019.

Statistics paint a disturbing picture about the ever-escalating costs of health care. The fear of rising costs is complicated by the fear of losing medical deductions under Trump’s tax plan. Middle-class citizens are especially concerned about their ability to deduct medical expenses.

Insurance can help to make burials more affordable by dividing mortuary costs across several decades. Whether you plan to get buried or cremated, you can buy insurance ahead of time that will cover the cost of your funeral without burdening your estate or family members. To understand how you can save money on burials, you should take the time to understand how burial insurance can function as an important investment for you and your loved ones.